Kriya is a leading provider of business payments, with a wide-reaching network of strategic distribution partners including Barclays Bank.

Kriya Finance Limited is supervised by the Financial Conduct Authority for anti-money laundering purposes (FCA reference no: 750199)

Kriya Finance Limited is a company registered in England and Wales (No. 07330525)

Kriya Finance Limited,
48-50 Scrutton Street,
London,
EC2A 4XQ

https://www.kriya.co/

Kriya offers their services to limited companies, limited liability partnerships, limited partnerships and sole traders. To be considered, your business must have been trading for a minimum of three months. 

Before you can use Trade Business Credit, Kriya performs a soft credit search on your business to check if you’re eligible. This will not impact your credit score. 

If you are eligible, the first time you make a purchase with Trade Business Credit powered by Kriya, a hard search will be made (this will only happen the first time you use the service). The search will appear on your credit report. Multiple hard searches in a short period of time may affect your credit score. 

Using Trade Business Credit powered by Kriya is free. There are no transaction fees.

However, if you are overdue in paying your invoice (at the end of the following month) you may be subject to a late payment charge. Late payments can negatively impact your Trade Business Credit powered by Kriya spending limit. 

However, if you are overdue in paying your invoice (at the end of the following month) you may be subject to a late payment charge. Late payments can negatively impact your Kriya spending limit.

Halfords have partnered with Kriya to provide business customers with flexible payment options and trade credit. Trade customers can defer paying for goods and services until a later date. The way this works is that the cost of your order is covered upfront by Kriya with your Trade Business Account spending limit, and you have extended terms to repay the balance.

Kriya has provided a bank account in Halfords’ name specifically for Trade Business Credit orders. Once payment for your order is due, you’ll be required to pay the balance into this bank account.